South Korea’s Per Capita Household Net Assets Rise by 9.1% in 2025, Reaching a Record High
South Korea’s per capita household net assets rose by a significant 9.1% in 2025, reaching a record high of 274.7 million won (approximately $185,600), according to the latest data released by the Bank of Korea (BOK). This notable increase is attributed to the rise in housing and securities prices, which have significantly contributed to the growth in household net assets.
The BOK’s national balance sheet data shows that the total assets of households and non-profit organizations reached 14,200 trillion won in 2025, a substantial increase from the previous year. When divided by the country’s population of 51.6 million, the average value of net assets held by households per capita stood at 274.7 million won, a 9.1% rise from the previous year.
This significant acceleration in growth is a marked improvement from the 3% growth recorded in 2024. The BOK attributes the sharp increase to the bullish performance of South Korea’s main bourse and overseas stock markets, as well as the rise in housing prices, which have led to an increase in asset values.
According to the BOK, the average household net assets came to 634.3 million won, a 7.9% increase over the cited period. The total national net worth, meanwhile, reached 24,561 trillion won at the end of 2025, a 2.2% rise from the previous year. The growth in total national net worth slowed from the 5% rise recorded in 2024.
Breaking down the data further, the BOK found that non-financial assets, such as land and housing, accounted for 23,291 trillion won, a 3.8% increase from the previous year, driven by higher property prices. The combined value of property assets in the country came to 17,836 trillion won, a 4.1% increase from the previous year.
On the other hand, net financial assets fell by 20.4% to 1,271 trillion won. While financial assets rose by 11.4% to 2,794 trillion won, debt increased at a faster pace, rising by 13.6% to 3,120 trillion won.
By sector, households and non-profit organizations held the largest amount of net assets, worth 14,200 trillion won, followed by the government with 6,194 trillion won, non-financial corporations with 3,657 trillion won, and financial corporations with 510 trillion won.
It’s worth noting that the BOK’s data also highlights the significant differences in household net assets across various countries. For instance, the average household net assets in the United States stood at $514,000, followed by Australia at $422,000, Canada at $297,000, and Germany at $267,000. In contrast, Japan’s average household net assets came to $172,000.
