Trump’s Claim of Universal Profiting

President Donald Trump recently stated that everyone in America is ‘profiting’ from his presidency, citing the rising stock market as evidence. He claimed that if you have a 401(k), it’s up 85%, thanking him for the growth.

However, a closer examination reveals that not everyone has equal exposure to the growth in the stock market. According to Federal Reserve data, the wealthiest 10% of Americans hold more than 87% of corporate equities and mutual fund shares, while the bottom 50% collectively own just 1% of that stock and mutual fund wealth.

In other words, ownership matters when it comes to profiting from the stock market. A booming market can make investors wealthier, but you need to own assets to participate in that growth.

Riding America’s Market Momentum

For long-term investors, the key is to take a set-it-and-forget-it approach rather than trying to predict every peak and bottom. A diversified portfolio can spread money across hundreds or even thousands of companies, limiting the damage that one failed bet can cause.

Regular contributions also allow investors to buy through both strong markets and downturns rather than trying to time the market. This approach can help investors ride America’s market momentum and benefit from the growth in the stock market.

Getting Your Share of the Growth

There are several ways investors can try to get their share of the growth in the stock market. One option is to ride the market momentum by investing in a diversified portfolio.

Another option is to consider investing in real estate, which can provide a dependable stream of passive cash flow even during downturns. Crowdfunding platforms like mogul offer an easier way to get exposure to this income-generating asset class.

Mogul gives investors monthly rental income, real-time appreciation, and tax benefits – without the need for a hefty down payment or 3 a.m. tenant calls. Founded by former Goldman Sachs real estate investors, the team hand-picks the top 1% of single-family rental homes nationwide for you.

Each property undergoes a rigorous vetting process, requiring a minimum 12% return even in downside scenarios. Across the board, the platform features an average annual IRR of 18.8%. Offerings often sell out in under three hours, with investments typically ranging between $15,000 and $40,000 per property.

Working with a Financial Advisor

For investors with portfolios of $250,000 or more, financial decisions often become increasingly nuanced. Managing withdrawals, minimizing tax exposure, and ensuring long-term sustainability often requires greater coordination and strategic planning.

Working with a financial advisor can help reduce costly mistakes and ensure that investors are making the most of their investments. Platforms like WiserAdvisor can connect investors with vetted professionals who specialize in this kind of planning.